If you own a commercial trucking company, one expense you cannot afford to overlook is insurance. Yet, just because coverage is necessary does not mean it has to be expensive. As the company owner, you sit in the best position to drive your rates lower.
Assess Employee's Total Driving Record
Pay attention to employee driving records beyond their work with you. Commercial trucking insurance rates rest heavily on the driver's CDL record, but violations on their personal record can also be impactful.
Car insurance is one of the biggest expenses you face when driving your car. Auto insurance costs vary depending on the type of car, whether you have any tickets or accidents, and what discounts or special offers you are eligible for. Understanding the different types of car insurance policies and how to choose the one that's right for you can help you save some money. Here is what you want to know when looking for the right auto insurance coverage for your driving needs.
Whether you have multiple drivers under your roof, have grown children you want to add to your insurance policy, or have a small business with multiple company vehicles, there are several reasons why you might need a multi-vehicle insurance policy. However, before you assume you cannot afford to add yet another vehicle to your policy, it is important to realize that insuring multiple vehicles is very straightforward, and you can even save some money on your coverage.
A public claims adjuster evaluates the extent to which damage occurred. The adjuster evaluates the losses incurred on behalf of the policyholders and helps you file insurance claims in exchange for a fee. Adjusters have licenses to perform these duties, and their obligation is to the policyholders, including businesses and individuals. Adjusters can save you a lot of money by ensuring that the insurance company pays the total amount it is responsible for under the terms of your policy.
When you are building your auto insurance policy, you will want to know what type of coverage to include. To know what to add to your policy, you need to know what it covers and who should get it. Here is a quick overview of the different types of coverage you can get for your vehicle.
With liability coverage, if you get into an accident and you are responsible, the medical bills and vehicle repairs for the other party will be covered by your insurance.