Home fire insurance is a coverage that most homeowners have. This is usually supplemental insurance to your base home insurance policy. Like other homeowners, you may know the coverage is there, but you may not know exactly what it covers. Here are some of the coverages you may not know about and how they affect your home.
You may not consider fire explosions as something that needs coverage for your home.
Business insurance is critical in a wide range of commercial situations. Many organizations, though, want to carry full coverage insurance for commercial businesses. What does it mean to have full coverage, though? A commercial business insurance agent will tell you to set up a policy to cover these five potential issues.
Especially if you perform work for others, professional liability coverage is important. Suppose a website design firm installs a shopping cart system for a client.
If you own a commercial trucking company, one expense you cannot afford to overlook is insurance. Yet, just because coverage is necessary does not mean it has to be expensive. As the company owner, you sit in the best position to drive your rates lower.
Assess Employee's Total Driving Record
Pay attention to employee driving records beyond their work with you. Commercial trucking insurance rates rest heavily on the driver's CDL record, but violations on their personal record can also be impactful.
Car insurance is one of the biggest expenses you face when driving your car. Auto insurance costs vary depending on the type of car, whether you have any tickets or accidents, and what discounts or special offers you are eligible for. Understanding the different types of car insurance policies and how to choose the one that's right for you can help you save some money. Here is what you want to know when looking for the right auto insurance coverage for your driving needs.
Whether you have multiple drivers under your roof, have grown children you want to add to your insurance policy, or have a small business with multiple company vehicles, there are several reasons why you might need a multi-vehicle insurance policy. However, before you assume you cannot afford to add yet another vehicle to your policy, it is important to realize that insuring multiple vehicles is very straightforward, and you can even save some money on your coverage.