If you run a cannabis dispensary, then you will need various types of insurance coverage. While much of your coverage deals with your brick-and-mortar needs, you should also take care of your cyber liability responsibilities.
Cyber liability insurance gives you protection if your website or computer system is hacked. When this happens, you might lose access to your system; hackers might also steal customer data. Cyber insurance helps you recover from these attacks.
Even though you may be a competent driver, you could get into a road accident for reasons beyond your control. For instance, you may get into a road accident due to the negligence of other drivers, bad road conditions, or inclement weather. Usually, you'll face the burden of clearing your medical expenses and vehicle repair costs if you are at fault. In addition, law enforcement agencies require car insurance in adherence to traffic rules.
Home fire insurance is a coverage that most homeowners have. This is usually supplemental insurance to your base home insurance policy. Like other homeowners, you may know the coverage is there, but you may not know exactly what it covers. Here are some of the coverages you may not know about and how they affect your home.
You may not consider fire explosions as something that needs coverage for your home.
Business insurance is critical in a wide range of commercial situations. Many organizations, though, want to carry full coverage insurance for commercial businesses. What does it mean to have full coverage, though? A commercial business insurance agent will tell you to set up a policy to cover these five potential issues.
Especially if you perform work for others, professional liability coverage is important. Suppose a website design firm installs a shopping cart system for a client.
If you own a commercial trucking company, one expense you cannot afford to overlook is insurance. Yet, just because coverage is necessary does not mean it has to be expensive. As the company owner, you sit in the best position to drive your rates lower.
Assess Employee's Total Driving Record
Pay attention to employee driving records beyond their work with you. Commercial trucking insurance rates rest heavily on the driver's CDL record, but violations on their personal record can also be impactful.