If you are searching for homeowners insurance for the first time, and you aren't sure if you should put both you and your spouse on the policy, there are some things to know. You could benefit from having two people on the policy, but if only one name is on the mortgage, it may be best to only have one person on the homeowner's insurance policy. Here are some things to look into before you pick the best policy and provider for your home.
So, insurance companies sell insurance; that is just a given. However, there are some insurance services you may not be aware of, or maybe you are not sure how they can benefit you. Here are examples of some of those services.
Digital Driving Data Collection
Some insurance companies boast lower interest rates if you are willing to plug a device into your car and drive around with the device for a for a few months.
Hair extensions, or weaves, are becoming popular as people want to change the look of their hair without cutting it or overprocessing it. These extensions look more natural than ever and can be installed through taping or sewing the extensions into braids and other hair. Because the extensions are securely attached, your clients will be able to treat them like their own hair. However, you should consider these weave styling insurance issues to protect your styling business.
When it comes to personal insurance, you may already own an auto insurance policy or homeowner's policy, but there are other types of insurance plans that can help you protect your income. If you are looking for more ways to insure yourself against the unknown, consider the following options.
Mortgage Disability Insurance
You may already purchase disability insurance through your employer. Some employers offer short-term and long-term disability coverage, which require a deduction from your paycheck to cover the premiums.
If you live far from your workplace, and you drive to and from work every day, then you are engaged in what is called extreme commuting. Here are some reasons extreme commuting may see your auto insurance rates rise:
Increased Risk of Car Damage
An extreme commute is not good for your car; many parts of your car are built to last specific mileages before being replaced. The more you drive, the more wear and tear your car faces; this weakens your car and makes it susceptible to damages.